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Make A Change

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The Make Change! a free two hour class will help you to address debt related issues, figure out when you need an attorney, what you can do on your own, and provide information on finding help.


 



Assessing your debt situation


Options for resolution


Available resources


Dealing with debt collectors


Your rights


Negotiating


Can they take my income?


How to respond to a collection lawsuit


Garnishments – the proper process


When do I need an attorney? Clinic? Direct Rep?


Should I file bankruptcy?


The consequences


The protections


Preparing to see an attorney for bankruptcy


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